With interest rates at a 22-year high, Michael Pugh says Black business owners crunched for cash should look to community-based financial institutions for help.“Learn more about them; we have a very different scope [regarding loan arrangements],” Pugh, the CEO of New York-based Carver Federal Savings Bank, tells Forbes of community banks. “We have to make sure we extend our arms and get out there and tell people what they need to know to start achieving that generational wealth.”August is National Black Business Month, and ForbesBLK is highlighting the theme with special discussions about sustaining and expanding Black firms. Based in Harlem, Carver is one of the largest Black-run financial institutions in the U.S., celebrating its 75th anniversary in 2023. The bank is named after George Washington Carver and trades on the NASDAQ. Pugh was named CEO in 2012.Black businesses generated $206 billion in annual revenue and supported 3.56 million U.S. jobs in the last decade, according to the non-profit Brookings Institution. However, though Black people comprise 14.7% of the U.S. population, the community represents 12.4% of sole proprietorship and only 2.4% of employer businesses. Brookings said the stats show “disparities” that hold back Black entrepreneurs and “restrict economic opportunities for entire communities, which in turn impacts local prosperity.” Brookings also notes that access to sufficient capital remains a lingering issue for Black-owned businesses. That causes entrepreneurs to rely on personal funds and credit cards to finance operations.

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Credits

MUSICIANS:

Indian Jam
Jayesh Kathak
Gautam Sharma
Ganesh Murali Iyer
Tapas Roy
Megha Rawoot
Rohan Sonawani
Omkar Dhumal
Arbaz Khan

Persian Jam
Shahnai Band;
Amir Behmanesh
Ali Rahmani
Amir Hosein Heidari
Saeed Rezazadeh

Traditional Chinese Jam
Zhejiang Chinese Orchestra;
Wei Luo
Yirong Wang
Yuchen Jin
Ze’en Zhang
Qingling Huangfu
Yejia Shi
Yuxi Weng
Luosi Chen


Country Jam
Justin Schipper
Jim Hoke
Glenn Worf
Alicia Enstrom
Sierra Hull
Bryan Sutton
Jerry Pentecost
Fred Eltringham

Irish Jam
BEOGA;
Eamon Murray
Séan Óg Graham
Damian McKee
Liam Bradley
Niamh Dunne

Director: Liam Pethick
Director of Photography: Liam Pethick, Nic Minns


--
Azizam Lyrics:

Azizam
Meet me on the floor tonight
Show me how to move like the water
In between the dancing lights
Be mine be mine
Azizam

I wanna be nowhere but here with you now
I wanna be one in this space
I wanna be tangled and wrapped in your cloud
I wanna be close to your face

Well tomorrow can wait
Losing time in this place
Till the sun is awake
Be like a magnet on me

I don’t care what they say
We can do it our way
And if love’s just a game
Then come and play

Azizam
Meet me on the floor tonight
Show me how to move like the water
In between the dancing lights
Be mine be mine
Azizam

Azizam
Azizam

I wanna get lost in your ocean and drown
I wanna be careless and free
I wanna live here in the moment we found
I wanna be all that you see

Well tomorrow can wait
Losing time in this place
Till the sun is awake
Be like a magnet on me

I don’t care what they say
We can do it our way
And if love’s just a game
Then come and play

Azizam
Meet me on the floor tonight
Show me how to move like the water
In between the dancing lights
Be mine be mine
Azizam

Azizam
Meet me on the floor tonight
Show me how to move like the water
In between the dancing lights
Be mine be mine
Azizam

Azizam
Azizam
Azizam

Arnold talks about his time as Governor of California, the misinformation being spread about LA being a warzone, politicians pointing the finger at each other instead of actually doing the work, the need for intense immigration reform, the United States being a resilient place, his recent trip to Austria for a Pump Club meet up, the new season of his show “Fubar” on Netflix, being a terrible dancer, Michael Jackson coming to the set of Jingle All the Way for lunch, and Jimmy reveals an amazing old clip of one of Arnold’s first acting jobs with Lucille Ball.

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✅ A KungFu master arrives in the Wild West in search of a new life | Old Western Movie

🍿 Mio nome e Shangai Joe

🎬 A Chinese immigrant arrives in Texas dreaming of freedom and a new life. But when he discovers that the rancher he works for exploits and mistreats innocent people, he must choose between silence and justice. With courage and skill, he stands up for what’s right — even if it costs him everything.
✨ Subscribe for more classic Western stories of honor and redemption!

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