With interest rates at a 22-year high, Michael Pugh says Black business owners crunched for cash should look to community-based financial institutions for help.“Learn more about them; we have a very different scope [regarding loan arrangements],” Pugh, the CEO of New York-based Carver Federal Savings Bank, tells Forbes of community banks. “We have to make sure we extend our arms and get out there and tell people what they need to know to start achieving that generational wealth.”August is National Black Business Month, and ForbesBLK is highlighting the theme with special discussions about sustaining and expanding Black firms. Based in Harlem, Carver is one of the largest Black-run financial institutions in the U.S., celebrating its 75th anniversary in 2023. The bank is named after George Washington Carver and trades on the NASDAQ. Pugh was named CEO in 2012.Black businesses generated $206 billion in annual revenue and supported 3.56 million U.S. jobs in the last decade, according to the non-profit Brookings Institution. However, though Black people comprise 14.7% of the U.S. population, the community represents 12.4% of sole proprietorship and only 2.4% of employer businesses. Brookings said the stats show “disparities” that hold back Black entrepreneurs and “restrict economic opportunities for entire communities, which in turn impacts local prosperity.” Brookings also notes that access to sufficient capital remains a lingering issue for Black-owned businesses. That causes entrepreneurs to rely on personal funds and credit cards to finance operations.

Check out the full game highlights between Iran and New Zealand in the 2026 FIFA World Cup™. Announced by Jacqui Oatley and Warren Barton.

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From concept cameras to the world's skinniest phone, these are the gadgets, concepts and devices that caught our eye at Mobile World Congress 2025.

Read more on CNET:
Best of MWC 2025: Affordable Phones and Cool Camera Concepts https://cnet.us/741

0:00 The best of MWC
0:25 NOTHING PHONE 3a
1:16 GALAXY A SERIES
1:52 XIAOMI MODULAR OPTICAL SYSTEM
2:40 HMD FUSION X1
3:32 AURZEN ZIP PROJECTOR
4:29 TECNO SPARK SLIM
5:22 LENOVO SOLAR YOGA LAPTOP
6:26 FINAL THOUGHTS

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Cardi B confesses to Emma Chamberlain that she still gets nervous before appearing on the red carpet, despite once again dropping jaws in what she calls "the most comfortable dress she's ever worn."

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Black Ambition founder Pharrell Williams wants to see more Black ideas funded with the belief investing in culture will reap big returns. “Where we are is where the profit is,” he says. “There’s no denying that. We influence it.”

Using the most up-to-date information and expert interviews, Area 51: The CIA’s Secret approaches the history of the base’s development in a brand new way and answers the question of what really happened at Area 51.

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Experts Reveal What Really Happened (Full Episode) | Area 51: The CIA's Secret
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Happy throwback Thursday from 2014!

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From smart bombs and the A-10 to massive military transport, explore the technology that transformed modern warfare.

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